Budget Binder™ Bill Tracker 12-Month Financial Planner w/ Calendar & Pockets | 354 Stickers

$ 34.97 $ 29.97

Whether you're managing your household finances, just venturing out on your own or running a small business, the Budget Binder™ is your comprehensive guidebook to help you stay on track to your dreams (and thrive within your means!)

Most financially successful people have earned that status by building a positive relationship with their money.  Much like any great relationship, you need to give some attention and engagement on a regular basis.    

This Budget Binder™ is a workbook designed to guide you through your finances regularly to create and foster your relationship with your money. Knowing your financial status each day/week/month is powerful intel that you can use to make good decisions about your money.  Good decisions add up to a financial future you dream of!

The first step of this journey is yours.  Getting this book today is proof that YOU are on your way to achieving your dream future.  Notably, this binder is perpetual style, so you're able to begin any time of the year.  Today is perfect.

Choose from (3) Cover Styles in the Preppy 'n' Pink theme: (inside content is the same in all styles)

  1. Stripes
  2. Chevi
  3. Dots

Read the features below or watch this 2.5-minute video as we flip through the binder:  

Here are the tools and features you'll love:

Highlight budgeting events, reminders and to-do's with the 354 stickers that are included on (4) sheets bound in each binder.  Sticker designs like credit cards, utilities, payday, bills due, banking, home & auto maintenance, dental & med expenses, month labels + more!

Get started with outlining your goals on the Goals worksheet to map out your high-level financial goals for your 12-month term.  Big or small, actually articulating what/where/when you want something is empowering!

Budget Building by Month  
There are 12 monthly sections grouped by quarter (aka 3-month section).  Each quarter is tabbed with a pocket.  Said pocket has the all-important enclosure flap to keep receipts in place.  (Yes, we tried to think of everything.)

Each of the 12 monthly section includes:

  • Monthly calendar with notes
  • Goals for that month
  • Savings tracker
  • Income tracker
  • Expense tracker complete with a secondary itemized worksheet for each major expense category
  • TIP:  use the handy bookmark to snap into your current month for quick access.

Nothing makes a credit score plummet faster than late payments. The Monthly Bills spread offers an annual overview to help keep you on track and on time.  Utilize the Annual Overview to list or highlight the key financial factors by month in a single view.

This section is a complete overview of each of the key components of your financial status for the entire 12-month period.  These overviews are key to visualizing your financial health.  Use the individual worksheets to update your debt, savings, income and expenses. Next, merge the data onto the summary chart and easily plot the values on the graph each month to provide a concise outlook on your financial well-being over time.

Compile all the info you need to access/manage your accounts, subscriptions and the dozens of passwords swimming in your mind on these worksheets.
Have an upcoming event or celebration to fold into your budget?  Use the Events Expense worksheet to forecast the costs and stay on track with all that needs to be purchased while keeping within your budget.
When the holidays approach, manage your holiday spending with the worksheet designed to maintain that jolly spirit through to the credit card bills.

Tax Time
Whether you are hiring a professional or managing it on your own, use this checklist to gather all the info you need to get the task done accurately & efficiently. Being prepared could even make the filing experience (dare I say boldly), a pleasant one!

Item Specifications:

  • Total sheets:  78 pages + 8 laminated tabs
  • Sticker count:  354 assorted stickers
  • Actual size:  8.5 x 7 x .75 inches 
  • Bindery:  White metal twin coil (Fits the Pull & Place Strips)
  • Weight:  16 oz.

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