Like most of us in January, you’re cringing in anticipation of the credit card bills from the buying frenzy of Black Friday. Let’s set you up for success for this time next year. These tips will help you sock away a big nut by year end without ever missing it.
Sound impossible? It’s not. Saving money is possible when one of these two things happen: you make more money or you spend less. Unless you are lucky enough to have a promotion with your name on it in the very near future, we’ll focus on the latter to reach this goal.
Use these tips to take on an active role in how you spend (and save) your money every month.